Debt to Income Calculator

Your Debt to Income (DTI) Ratio compares your Total Debt level against your Total Gross Income per annum. It is a measure that lenders use to determine if you can service your debts. This is just another hurdle that needs to be navigated during the borrowing process. After you complete the required cells, you will get a DTI result.

At the bottom of the calculated their is range of Ratios and how likely is will be that you will be approved as follows:

Good: 0 to 6        Fair: 6.1 to 7        Poor: 7.1 to 9        Bad: > 9

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